According to article 344 of the Civil Code of the Kyrgyz Republic, “The guarantor shall be liable to the creditor to the same extent as the debtor, including on the payment of interest, reimbursement of legal costs for collecting the debt and other losses of the creditor caused by non-performance or improper performance of the obligation by the debtor.” If you have doubts about the creditworthiness and decency of your relative or friend, we advise you to refuse from being his/her guarantor. If he/she fails to fulfill his/her obligations related to the loan, the GUARANTOR (you) will become responsible for repayment of the loan under the law. In this case, you will have to repay his/her loan using your own funds!